Privacy policy

Effective date: 2026-09-15

We collect as little as possible. This site is a set of static pages; it does not have user accounts and does not ask for your Social Security number, Medicare number or financial account details.

Information we collect

• Calculator inputs. Our calculators run entirely in your browser. The numbers you type (birth date, income, account balance) are not sent to our servers.
• Newsletter. If you subscribe, your email address is collected and stored by our newsletter provider (Beehiiv) under its own privacy policy. You can unsubscribe from any email.
• Hosting logs. Our hosting provider (Cloudflare) records standard server logs, such as IP address, browser type and pages requested, for security and performance.
• Email. If you contact us, we keep your message to reply to it.

Cookies

This site does not set tracking cookies of its own. Embedded third-party content (such as the newsletter form) may set cookies under that provider's policy.

How we use information

To run the site, send the newsletter you asked for, answer your messages and fix errors. We do not sell personal information.

Your choices

• Unsubscribe from the newsletter using the link in any email.
• Ask us to delete messages you have sent by emailing [email protected].

Children

This site is written for adults and is not directed at children under 13.

Changes

We will update the effective date above when this policy changes.